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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

1. Under a group health policy, which of the following coverages MUST be provided for newborn children?

A) Transportation costs from the hospital to the child ' s residence
B) Routine eye examinations
C) Congenital health defects
D) Genetic Testing

2. Which statement best describes a group life conversion privilege?

A) It allows the employer to convert all employees into beneficiaries.
B) It allows an insured leaving the group to obtain individual coverage without evidence of insurability, subject to the policy terms.
C) It guarantees that the group premium will never increase.
D) It transfers the employee's group policy cash value to a retirement account.

3. Which of the following groups is NOT eligible to purchase blanket health insurance to cover its members for a specific event or activity?

A) A newspaper corporation
B) A church
C) A family
D) A volunteer fire department

4. The Nevada Life and Health Insurance Guaranty Association is financed by which of the following methods?

A) Assessing a premium tax
B) Assessing agent association members
C) Assessing member insurance companies
D) Assessing insureds

5. Under a life insurance policy with a revocable beneficiary designation, who normally has the authority to change the beneficiary?

A) The insurer
B) The insured, regardless of ownership
C) The policyowner
D) The beneficiary

Solutions: